Financing

There are five main types of mortgages available in the United States: fixed-rate, adjustable-rate, VA, FHA, and USDA. Each type has its own unique benefits and drawbacks, so it can be tricky to decide which one is right for you. This guide breaks ...

When you're buying a home in Lakewood or Long Beach, you most likely need a mortgage loan (most people do). Your lender will take a look at your debt-to-income ratio - but what is that, and how does it affect your ability to get a loan? This guide ...

Recasting & What You Should Know.  Homeowners who want to save money on their home loan might want to consider options such as a mortgage recast. You will be able to pay less overall in interest costs. However, is recasting your ...

Amid the current pandemic, many people are focusing an increasing amount of time and attention on their homes and homeownership, whether it be to make home improvements, to purchase their first home, or to find a new residence that offers more ...

With current historically-low mortgage interest rates, you may be interested in refinancing your home. While this can be a wise financial move, here are three facts about the process that you might find surprising. It Can Cost Thousands to ...

If you’re a homebuyer in Lakewood or Long Beach, you could qualify for down payment assistance. There are several types of down payment assistance programs available, including: ·         ...

A lot of first-time homebuyers are eligible for down payment assistance – but most don’t even know that it’s available. So what is down payment assistance, and could you take advantage of it to buy your first home in Lakewood or ...

If you’re buying a home for sale in Lakewood or Long Beach, the first thing you should do is get preapproval from your lender. Here’s why. Should You Have Preapproval Before You Make an Offer? When you get a preapproval letter from ...

If you’re like most people who are buying a home for sale in Lakewood or Long Beach, you already know that you need a preapproval letter from your lender that says you’re qualified to borrow money to buy a house. You might even have a ...

When you buy a home for sale in Lakewood or Long Beach, you’ll most likely need a mortgage - and with your mortgage, you’ll get a good faith estimate. But what is a good faith estimate? What's a Good Faith Estimate? A good faith estimate ...

When you’re buying a home for sale in Lakewood or Long Beach, you’ll probably need a mortgage loan - most people do. But what are the most common types of loans, and what are they for? This post will guide you so you can make the best ...

You probably know more than you want to know about your own credit score - if you’re like most people buying a home for sale in Lakewood or Long Beach, you know that it’s incredibly important in getting approved for a mortgage loan. But ...