Financing

What is Down Payment Assistance?

What is Down Payment Assistance?

A lot of first-time homebuyers are eligible for down payment assistance – but most don’t even know that it’s available. So what is down payment assistance, and could you take advantage of it to buy your first home in Lakewood or ...

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Should You Have Preapproval Before You Make an Offer?

Should You Have Preapproval Before You Make an Offer?

If you’re buying a home for sale in Lakewood or Long Beach, the first thing you should do is get preapproval from your lender. Here’s why. Should You Have Preapproval Before You Make an Offer? When you get a preapproval letter from ...

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How Long Will Your Mortgage Preapproval Letter Last?

How Long Will Your Mortgage Preapproval Letter Last?

If you’re like most people who are buying a home for sale in Lakewood or Long Beach, you already know that you need a preapproval letter from your lender that says you’re qualified to borrow money to buy a house. You might even have a ...

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What's a Good Faith Estimate?

What's a Good Faith Estimate?

When you buy a home for sale in Lakewood or Long Beach, you’ll most likely need a mortgage - and with your mortgage, you’ll get a good faith estimate. But what is a good faith estimate? What's a Good Faith Estimate? A good faith estimate ...

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Types of Home Loans

Types of Home Loans

When you’re buying a home for sale in Lakewood or Long Beach, you’ll probably need a mortgage loan - most people do. But what are the most common types of loans, and what are they for? This post will guide you so you can make the best ...

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The New UltraFICO Score

The New UltraFICO Score

You probably know more than you want to know about your own credit score - if you’re like most people buying a home for sale in Lakewood or Long Beach, you know that it’s incredibly important in getting approved for a mortgage loan. But ...

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How to Improve Your Credit Score to Get Home Financing

How to Improve Your Credit Score to Get Home Financing

Most people have to take out a mortgage to buy a home - few people actually have hundreds of thousands of dollars tucked away in their mattresses (or in a bank, but who’s keeping track?). Unless you’re stocked up on cash, you’re ...

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